About

As a fiduciary, we are dedicated to helping you navigate the world of investments and make informed decisions. With the beginning of your professional life comes the opportunity to secure your financial future and make your money work for you. We understand that investing can be overwhelming, especially if you’re new to it, which is why we’ve made it our mission to make it simple, affordable, and accessible for you. Our fee-only model means that we don’t receive commissions or other incentives for selling financial products, ensuring that our advice is always in your best interest. Get in touch with us today to start your journey to financial success!

Steffanie Osborn, Financial Advisor and Owner
In 2023, I launched First Dollar Saved LLC. As a registered investment advisor representative in Michigan, my mission is to empower young people to take charge of their finances early. I advocate for starting small and building wealth through index funds, cost-consciousness, and a well-defined, long-term plan. Sure, asset allocation and market cycles matter, but saving consistently and minimizing fees have the most significant impact.

My focus is on early financial education and empowering individuals to make informed decisions about their money. I believe that by starting early and building a solid financial foundation, young people can achieve their long-term goals, whether it’s buying a home, starting a family, or retiring comfortably.

Unlike traditional financial advisors, I don’t manage investments or charge ongoing fees. My approach is to provide personalized financial coaching and education, helping clients create actionable plans to reach their financial goals. I believe that by equipping individuals with the right knowledge and tools, they can confidently navigate their financial journey.

Personal finance has been a passion of mine for more than 20 years. I graduated from the University of Michigan with a degree in Economics in 2007. My fondness of reading about and keeping up with the economy, personal finance, and investments has continued to flourish. I want to help and encourage people to get involved with their finances so they can use time to grow and compound their portfolios.